π³ High-Deductible Health Plans Are Changing Patient Payments — Here’s How to Adapt
π³ High-Deductible Health Plans Are Changing Patient Payments — Here’s How to Adapt Private practices are facing more high-deductible insurance plans — which means slower payments, rising patient balances, and tighter cash flow. Learn how to adapt your billing system and keep your revenue steady. Most private practice owners haven’t noticed the quiet shift that’s reshaping their revenue. It’s not coding. It’s not claims. It’s patients owing more out of pocket than ever before — and paying slower than ever, too. High-deductible health plans (HDHPs) are now the norm, not the exception. And while they might save patients money on premiums, they’re silently draining practice revenue across the country. Let’s break down how this trend is impacting your bottom line — and what you can do to stay ahead of it. π¨ 1. The New Reality: Patients Are Their Own Payers In the old insurance model, you billed the carrier, got reimbursed, and patients paid the rest. Now? Many plan...